:root{--navy: #001C47;--navy-mid: #001533;--teal: #19C2CC;--teal-hover: #14AAB3;--copper: #C8873A;--copper-soft: rgba(200,135,58,.12);--surface: #F8FAFC;--surface-alt: #EEF3F7;--border: #D9E2EC;--text: #1F2937;--muted: #64748B;--maxw: 1200px}*,*:before,*:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:Inter,system-ui,sans-serif;font-size:17px;line-height:1.7;color:var(--text);background:#fff;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:Montserrat,sans-serif}a{color:inherit}img{max-width:100%;display:block}.container{max-width:var(--maxw);margin:0 auto;padding:0 24px}.section{padding:84px 0}.section--alt{background:var(--surface-alt)}.section--navy{background:var(--navy);color:#fff}.eyebrow{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);margin-bottom:10px}.section-title{font-size:clamp(26px,3.2vw,40px);font-weight:800;color:var(--navy);letter-spacing:-.025em;line-height:1.15;margin-bottom:14px}.section--navy .section-title{color:#fff}.lead{font-size:16px;color:var(--muted);line-height:1.72;max-width:640px}.section--navy .lead{color:#ffffffa6}.btn{display:inline-flex;align-items:center;gap:8px;font-weight:600;text-decoration:none;border-radius:8px;cursor:pointer;border:none;line-height:1;transition:background .2s,transform .18s,box-shadow .2s,color .2s,border-color .2s}.btn svg{transition:transform .2s cubic-bezier(.34,1.56,.64,1)}.btn:hover svg{transform:translate(3px)}.btn--primary{background:var(--teal);color:#fff;padding:15px 30px;font-size:16px}.btn--primary:hover{background:var(--teal-hover);transform:translateY(-2px);box-shadow:0 8px 26px #19c2cc59}.btn--ghost{background:transparent;color:#fff;border:2px solid rgba(255,255,255,.45);padding:13px 28px;font-size:16px}.btn--ghost:hover{border-color:#fff;background:#ffffff1a}.btn--navy{background:transparent;color:var(--navy);border:2px solid var(--navy);padding:12px 24px;font-size:15px}.btn--navy:hover{background:var(--navy);color:#fff}.btn:focus-visible{outline:2px solid var(--teal);outline-offset:3px}.page-hero{background:radial-gradient(ellipse 70% 60% at 90% 10%,rgba(25,194,204,.08),transparent 60%),var(--navy);color:#fff;padding:64px 0 72px}.page-hero h1{font-size:clamp(30px,5vw,52px);font-weight:800;letter-spacing:-.03em;line-height:1.08;margin-bottom:16px;max-width:760px}.page-hero__sub{font-size:18px;color:#ffffffb8;max-width:620px;margin-bottom:28px}.page-hero__cta{display:flex;gap:14px;flex-wrap:wrap}.crumbs{font-size:13px;color:#fff9;margin-bottom:18px}.crumbs a{color:#fff9;text-decoration:none}.crumbs a:hover{color:var(--teal)}.crumbs span{color:#fff6;margin:0 6px}.grid{display:grid;gap:22px}.grid--3{grid-template-columns:repeat(3,1fr)}.grid--2{grid-template-columns:repeat(2,1fr)}.card{background:#fff;border:1px solid var(--border);border-radius:14px;padding:28px 26px;box-shadow:0 1px 4px #001c470d;transition:transform .22s,box-shadow .22s,border-color .2s;text-decoration:none;color:inherit;display:block}.card:hover{transform:translateY(-4px);box-shadow:0 16px 44px #001c471a;border-color:#19c2cc66}.card__icon{width:48px;height:48px;border-radius:11px;background:#19c2cc1a;color:var(--teal);display:flex;align-items:center;justify-content:center;margin-bottom:16px}.card h3{font-size:17px;font-weight:800;color:var(--navy);letter-spacing:-.02em;margin-bottom:8px}.card p{font-size:14px;color:var(--muted);line-height:1.6}.card__link{color:var(--teal);font-weight:700;font-size:14px;display:inline-flex;gap:5px;margin-top:14px}.feature{display:flex;gap:14px;align-items:flex-start}.feature__check{width:22px;height:22px;border-radius:50%;background:var(--teal);color:#fff;font-size:12px;font-weight:800;display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px}.feature h3{font-size:16px;color:var(--navy);margin-bottom:4px}.feature p{font-size:14.5px;color:var(--muted);line-height:1.6}.chips{display:flex;flex-wrap:wrap;gap:10px}.chip{display:inline-flex;align-items:center;gap:8px;background:var(--surface-alt);border:1px solid var(--border);border-radius:100px;padding:8px 15px;font-size:14px;font-weight:600;color:var(--navy)}.chip:before{content:"";width:7px;height:7px;border-radius:50%;background:var(--copper)}.trust{display:flex;flex-wrap:wrap;justify-content:center;gap:14px}.trust__badge{display:flex;align-items:center;gap:10px;padding:12px 18px;border:1px solid var(--border);border-radius:12px;background:var(--surface);font-size:13.5px;font-weight:700;color:var(--navy)}.trust__ico{width:32px;height:32px;border-radius:9px;background:#19c2cc1a;color:var(--teal);display:flex;align-items:center;justify-content:center}.trust__ico--copper{background:var(--copper-soft);color:var(--copper)}.faq{max-width:800px}.faq details{border:1.5px solid var(--border);border-radius:10px;margin-bottom:10px;background:#fff}.faq summary{cursor:pointer;padding:18px 22px;font-weight:700;color:var(--navy);list-style:none;display:flex;justify-content:space-between;gap:12px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"+";color:var(--teal);font-size:20px;line-height:1}.faq details[open] summary:after{content:"–"}.faq p{padding:0 22px 20px;color:var(--muted);font-size:15px;line-height:1.7}.cta-band{background:var(--navy);color:#fff;border-radius:18px;padding:44px;text-align:center}.cta-band h2{font-size:clamp(22px,2.6vw,30px);font-weight:800;margin-bottom:10px}.cta-band p{color:#ffffffa6;margin-bottom:22px}.cta-band__row{display:flex;gap:14px;justify-content:center;flex-wrap:wrap}.linklist{display:grid;grid-template-columns:repeat(3,1fr);gap:8px 18px;list-style:none}.linklist a{display:flex;align-items:center;gap:9px;padding:9px 0;font-size:14.5px;font-weight:600;color:var(--navy);text-decoration:none;border-bottom:1px solid var(--border)}.linklist a:hover{color:var(--teal)}.linklist a:before{content:"✓";color:var(--teal);font-weight:800;font-size:12px}.legal{max-width:820px}.legal h2{font-size:20px;color:var(--navy);margin:28px 0 10px}.legal p,.legal li{font-size:15px;color:var(--text);line-height:1.75}.legal ul{margin:8px 0 8px 20px}.legal a{color:var(--teal);font-weight:600}.legal .updated{font-size:13px;color:var(--muted);margin-bottom:8px}.layout-2{display:grid;grid-template-columns:1fr 320px;gap:48px;align-items:start}.aside-card{background:var(--surface);border:1px solid var(--border);border-radius:14px;padding:24px;position:sticky;top:96px}.aside-card h3{font-size:16px;color:var(--navy);margin-bottom:12px}@media (max-width: 960px){.grid--3{grid-template-columns:repeat(2,1fr)}.layout-2{grid-template-columns:1fr}.aside-card{position:static}.linklist{grid-template-columns:repeat(2,1fr)}}@media (max-width: 560px){.grid--3,.grid--2,.linklist{grid-template-columns:1fr}.cta-band{padding:32px 22px}}@media (prefers-reduced-motion: reduce){*{animation-duration:.01ms!important;transition-duration:.01ms!important;scroll-behavior:auto!important}}